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Back-end load |
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A sales charge levied when mutual fund units are redeemed. |
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Backspread |
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A delta-neutral spread composed of more long options than short options
on the same underlying asset. This position generally profits from a large
movement in either direction in the underlying asset (security).
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Balance sheet |
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A financial statement showing the nature and amount of a company's assets,
liabilities and shareholders' equity. |
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Balanced fund |
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A mutual fund which has an investment policy of "balancing" its
portfolio, generally by including bonds and shares in varying proportions
according to the fund's investment outlook. |
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Balloon |
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An extra-large amount which may mature in the final year of some serial
bond issues. |
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Bankers' acceptance |
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A type of short-term negotiable commercial paper issued by a non-financial
corporation but guaranteed as to principal and interest by a bank. The guarantee
results in a higher issue price and consequently a lower yield. |
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Bank rate |
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The rate at which the Bank of Canada makes short-term loans to chartered
banks and other financial institutions. The bank rate also serves as the
benchmark for prime rates set by financial institutions. |
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Basis point |
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One-hundredth of a percentage point. For example, the difference between
5.25% and 5.50% is 25 basis points. |
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BdM |
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Bourse de Montréal Inc. |
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Bearish |
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An adjective used to convey that a security, or a market in general, will
decline in price a negative or pessimistic outlook. |
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Bear market |
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A market characterized by declining prices over a prolonged period of time.
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Bear spread (call or put) |
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This strategy can be used with both call and put options. In both cases,
you buy an option with a higher exercise price and sell an option with a
lower exercise price; the two options usually have the same expiration date.
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Bearer security |
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An asset (stock or bond) which does not have the holder's name recorded
in the books of the issuing company nor on the asset itself and which is
payable to the holder. |
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Beneficial Owner |
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The real owner of shares (or other assets). An investor may own shares which
are registered in the name of a broker, trustee or bank to facilitate transfer
or to preserve anonymity, but the investor is the beneficial owner.
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Best efforts underwriting |
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In this type of underwriting, the investment firm acts as an agent. The
firm agrees to use its "best efforts" to sell the new issue of
securities, but does not guarantee the issuing company that the securities
to be issued will be sold. |
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Beta |
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A measure of how closely the movement of an individual stock follows the
movement of the entire stock market. |
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Bid |
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The highest buying price available in a given market for the security being
quoted. |
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Black-Scholes model |
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The first widely-used model for stock option pricing. This formula can be
used to calculate a theoretical value for an option using current stock
prices, expected dividends, the option's strike price, expected interest
rates, time to expiration and expected stock volatility. While the Black-Scholes
model does not perfectly describe real-world options markets, it is still
often used in the valuation and trading of options. |
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Block trades |
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Any trade for 10,000 shares or more, with a value of at least $100,000.
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Blue chip stock |
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An actively traded, nationally recognized common stock with a record of
continuous dividend payments and other strong investment qualities.
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Blue sky |
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A slang term for laws that various Canadian provinces and American states
have enacted to protect the public against securities frauds. |
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Board lot |
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A regular trading unit. The board lot size of a stock on the TSE could
be 1,000, 500, or 100 shares depending on the price of the stock. An investor
buying or selling a board lot usually pays less commission rate than an
investor buying or selling an odd lot.
| Security
Selling Price |
Board
Lot Size |
| $
0.005 - 0.095 |
1,000
shares |
| $
0.10 - $0.995 |
500
shares |
| $
1.00 + |
100
shares |
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Board of Directors (BOD) |
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A committee elected by the shareholders of a company, empowered to act on
their behalf in the management of company affairs. Directors are normally
elected each year at the annual meeting. |
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Bond |
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A certificate evidencing a collateralised debt on which the issuer promises
to pay the holder a specified amount of interest for a specified length
of time, and to repay the loan on its maturity. |
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Bond fund |
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A mutual fund whose portfolio consists primarily of bonds. |
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Book |
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An electronic record of all pending buy and sell orders for a particular
security. |
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Book value |
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The value of net assets that belong to a company's shareholders, as stated
on the balance sheet. |
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Bought-deal underwriting |
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In this type of underwriting, the brokerage firm acts as the principal.
The brokerage firm risks its own capital to purchase all of the securities
to be issued. If the price of the securities decrease before the brokerage
firm has had a chance to resell the securities to its clients, the firm
absorbs the loss. |
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Box spread |
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A four-sided option spread that involves a long call and a short put at
one strike price as well as a short call and a long put at another strike
price. Example: buying 1 XYZ May 60 call, and writing 1 XYZ May 65 call;
simultaneously buying 1 XYZ May 65 put, and writing 1 May 60 put.
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Break-even point(s) |
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The security price(s) at which an option strategy results in neither a profit
nor a loss. While a strategy's break-even point(s) is normally stated as
of the option's expiration date, a theoretical option pricing model can
be used to determine the strategy's break-even point(s) for other dates
as well. |
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Broadened Base Earnings |
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A concept whereby the earnings per share of a company are computed to include
a pro rata share of the earnings of all unsolicited subsidiaries and associated
companies. |
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Broker |
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A securities firm or an individual registered with one. The broker does
not usually own the securities that he buys and sells, but acts as an agent
for the buyer or seller and charges a commission for its services.
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Bull Market |
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A market characterized by rising prices over a prolonged period of time.
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Bull spread (call or put) |
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This strategy can be used with both call and put options. In both cases,
you buy an option with a lower exercise price and sell an option with a
higher exercise price; the two options usually have the same expiry date. |
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Bullish |
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An adjective used to convey that a stock, or the market in general, will
rise in price a positive or optimistic outlook. |
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Butterfly spread |
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A strategy involving three strike prices that has both limited risk and
limited profit potential. A long call butterfly is established by buying
one call at the lowest strike price, writing two calls at the middle strike
price, and buying one call at the highest strike price. A long put butterfly
is established by buying one put at the highest strike price, writing two
puts at the middle strike price, and buying one put at the lowest strike
price. For example, a long call butterfly might include buying 1 XYZ May
55 call, writing 2 XYZ May 60 calls and buying 1 XYZ May 65 call.
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Buy-in |
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If a broker fails to deliver securities sold to another broker on the settlement
date, the receiving broker may buy the securities at the current market
price of the stock and charge the delivering broker the cost difference
of such a purchase. |
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Buying on margin |
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Partially purchasing an asset with borrowed money. |
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Buy-write |
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A covered call position in which stock is purchased and an equivalent number
of calls are written at the same time. This position may be transacted as
a combined order, with both sides (buying stock and writing calls) being
executed simultaneously. Example: buying 500 shares XYZ stock, and writing
5 XYZ May 60 calls. (See also Covered call option writing.) |
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